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          footnotes

          Example purchase with a Flexible Finance Account by Creation

          A Flexible Finance Account is a line of credit provided by Creation for purchases from Apple. Once opened, you can use it for multiple orders. Learn more about a Flexible Finance Account(opens in new window)

          Representative example

          12 mos. at 14.9% APR (variable)

          Purchase amount
          £1,200.00
          Rate
          14.9%
          Interest rate (variable)
          14.9%
          Term
          12 months
          Monthly Payment
          £107.72
          Total cost of interest
          £92.73

          Illustrative examples

          36 mos. at 14.9% Interest

          Purchase amount
          £1,200.00
          Rate
          14.9%
          Interest rate (variable)
          14.9%
          Term
          36 months
          Monthly Payment
          £40.99
          Total cost of interest
          £275.64

          36 mos. at 6.9% Interest

          Purchase amount
          £1,200.00
          Rate
          6.9%
          Interest rate (variable)
          6.9%
          Term
          36 months
          Monthly Payment
          £36.88
          Total cost of interest
          £127.68

          36 mos. at 0% Interest

          Purchase amount
          £1,200.00
          Rate
          0%
          Interest rate (variable)
          0%
          Term
          36 months
          Monthly Payment
          £33.33
          Total cost of interest
          £0.00

          This example purchase amount does not include shipping fees or accessories that are not eligible for financing. If applicable, such items will be billed as Pay?in?1 via Creation. All terms in this example represent the financing of a single item.

          ※

          Flexible Finance Account Terms: Consumer finance on the Apple Store Online is brokered by Apple Retail UK Limited, which acts as a credit broker and not the lender. Apple offers finance from a restricted range of finance providers, including the Flexible Finance Account. Subject to eligibility, application and status. Full terms apply(Opens in a new window).

          Flexible Finance Account is a flexible line of credit where, once opened, you can reuse your line of credit to make further purchases from Apple and choose how long you want to make your repayments for.

          Flexible Finance Account is provided by Creation Consumer Finance Limited, trading as Creation. Creation is authorised and regulated by the Financial Conduct Authority (registration number 311518) with registered office: 6th floor, Wellington Buildings, 2-4 Wellington Street, Belfast, BT1 6HT. Offers available on the Flexible Finance Account can be subject to change. The currently displayed offers are only available to customers who make a qualifying purchase on the Apple Store for Consumer.

          Representative Example:

          14.9% APR representative. 14.9% interest rate (variable). Presumed Credit Limit of £1,200.

          Trading in your device on the Flexible Finance Account

          Your trade-in value can be applied to the purchase of a qualifying new device or used to pay off your current associated plan. The actual recognised value is based on the receipt of a qualified device that matches the description provided in the estimate. If you do not return your device for trade-in within 14 days or accept a changed estimate for the trade-in value, Creation will create an additional draw-down on your Flexible Finance Account which will adjust your overall monthly payment amount to take into account full cost without trade-in value or changed trade-in value.

          If you select to use your trade-in value to pay off your existing financing plan, it will be applied to your existing monthly payment plan and any remaining trade-in value will be credited to your new device (unless you are closing off an existing monthly payment plan with Barclays in which case you will be issued with an Apple Gift Card for the remaining trade-in value). If either the estimated trade-in value or a revised trade-in value is lower than your remaining balance, you’ll need to pay the remaining monthly instalments for the existing financing plan.

          Safety and warning information for this product is available on the Apple Vision Pro user guide: https://support.apple.com/en-gb/guide/apple-vision-pro/welcome/visionos (opens in a new window)

          Manufacturer: Apple Inc., One Apple Park Way, Cupertino, CA 95014, U.S.A.
          Responsible person in EU: Apple Distribution International Limited, Hollyhill Industrial Estate, Hollyhill, Cork, Ireland
          apple.com (opens in a new window)

          To learn more about the cost covered by Apple for recycling and managing waste batteries, visit regulatoryinfo.apple.com/regulation1542 (opens in a new window)

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